Member Statements:
Rick Santorum, PA

Witness Statements:

Panel I

Ms. Michelle Simmons, Women's Opportunity Resource Center (WORC) account holder, Norristown, PA

Ms. Dorothy Beale, Women's Opportunity Resource Center (WORC) account holder, Philadelphia, PA

Mr. Chuck Palmer, President of Institue for Social and Economic Development (ISED), Des Moines, IA

Dr. Victoria Gonzalez-Rubio, Principal, Delmar Harvard Elementary School, University City, MO

Mr. Ric Edelman, Edelman Financial Services, Inc., Fairfax, VA

Mr. Bernard M. Wilson, H&R Block, Vice President, Outreach and Business Developement, Kansas City, MO

Dr. Michael Sherraden, Author of Assets and the Poor, Professor, Washington University in St. Louis, MO

Dr. Trina Williams Shanks, Professor, University of Michigan, Ann Arbor, MI

Mr. Fred Goldberg, Skadden, Arps, Slate, Meagher & Flom, LLP, and former Commissioner of the IRS under President George H.W. Bush, Washington, DC

Mr. Ray Boshara, Director, Asset-Building Program, New America Foundation, Washington, DC

Mr. David John, Research Fellow, The Heritage Foundation, Washington, DC

Mr. J. Mark Iwry, Nonresident Senior Fellow at the Brookings Institute, Washington, DC